Motorcycle Insurance

1622 Views 3 Replies 3 Participants Last post by SlowGuyTy, Apr 12, 2017

DaveInWoodland

Discussion Starter · Mar 22, 2017

At first I was surprised at the rate increase from my current company which is State Farm but after getting quotes from pretty much anyone else I would trust it ended up being the lowest.

With really decent coverage and deductibles I'm looking at just a bit over 1000.00 a year for the insurance.

I got quotes from Progressive, Esurance, Geico, and every single one was significantly higher with Esurance being the highest at almost 2000.00 a year.

To put that in perspective my last bike was right about 650.00 a year but was significantly NOT a FZ-10.

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TroyKrum

· #2 · Mar 23, 2017

My understanding is that the size of the engine makes a huge difference in your premium. A few things can lower it, such as age, years with license, and history of driving record.

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DaveInWoodland

Discussion Starter · #3 · Mar 23, 2017

TroyKrum said:
My understanding is that the size of the engine makes a huge difference in your premium. A few things can lower it, such as age, years with license, and history of driving record.

True, I qualify for all the discounts since my license for my motorcycle was obtained in 1976, perfectly clean driving record not even a parking ticket, and I'm an old fart as well

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SlowGuyTy

· #4 · Apr 12, 2017 (Edited)

I'm 19 and it $98 a month for full coverage with a $1,000 deductible. Considering progressive wanted $248 its best to shop around.

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